Retirement is like a crescendo
Builds slowly, then all at once.
That’s why, from the first handshake
to every review meeting that follows,
you’ll always know three things:
What we’re doing.
Why we’re doing it.
How it moves you closer to the
ļ»æretirement you want.
Working with crescendo
What's the process?
(Drumroll please …)
1
Intro Session (15 minutes)
A quick phone chat to see how we can help and outline next steps.
2
Discovery Meeting
You talk, we listen. Goals, family, assets, worries, with everything on the table so nothing is missed.
3
Strategy Draft
We translate your story into a written action plan, complete with timelines and fee transparency.
4
Implementation
Paperwork handled, accounts transferred, and portfolios tuned—while you see every note along the way.
5
Ongoing “Tune-Ups”
Scheduled check-ins keep your plan aligned with markets, tax law, and life itself. If something changes, we adjust the score, not the concert.
For Dan Carter,
a great retirement plan is a harmony of art and science.
Making informed choices rooted in industry best practices on the technical side of your financials is the bedrock of all we do, but the bedrock is only where we start. There’s a side to retirement planning only experience can teach: the human side. Experience is everything, especially experience helping a variety of people with diverse skillsets, stories, values, and personalities. It’s the human side that makes this an art as much as a science. Your strategy should empower you to live a life you love. And we’ll show you the math, but the math is only the beginning. You deserve a professional who understands your story as well as they understand finance.
Storytelling That Clarifies – Two decades of writing and producing award-winning radio taught him strategies to help turn complicated ideas into plain, memorable language.
Decades in Your Corner – 27 years of retirement and legacy planning means there’s not much Dan hasn’t already helped someone like you through.ļ»æ
Award-Winning Insight – From Investor’s Business Daily to Money Magazine, national outlets seek Dan’s perspective when markets get noisy.ļ»æ
Community Roots – A Ventura County resident for 40 years, he understands local industries, public-sector pensions, and the regional tax landscape.
We help anyone planning a joyful retirement, but many clients have similar backgrounds.
Our work covers multiple generations and individuals with a diverse range of retirement goals, but here are some common careers and backgrounds of our clients that we’re well-versed in helping:
Engineers & Aerospace Professionals
Balancing high 401(k) balances with concentrated employer stock.
Educators & Public Servants
Coordinating pensions, TSP/403(b) accounts, and Social Security spousal benefits.
Small-Business Owners
Converting company value into personal income while helping to mitigate taxes on a sale.
Bilingual & Multigenerational Families
Materials and meetings offered in English or Spanish so every generation feels at home.
Contact Us Today
Schedule your first strategy session.
Ready to put your retirement savings in concert?
Book your no-cost session today.
